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NON-QM LOANS : Super Prime


Borrowers that deserve the best options and the lowest rates. A vast array of income types and low-down payment plans qualify your clients with the finest program ARIGATO CAPITAL has to offer..


***Features***

  • FICO 599

  • 90% CLTV

  • Loan Amount up to $2 Million​

  • Max Cash-on-Hand $1 Million, no limit for CLTV < 55%​

  • 30 & 40 Year Fixed, 5/6 & 7/6 ARM; and Interest-only

  • DTI up to 55%​

  • 1Y & 2Y Full Doc, 12/24 Bank Statement​

  • 1Y & 2Y CPA P&L, Asset Utilization, WVOE, 1099​

  • 3 Months Reserves​

  • Gift Funds for Reserves allowed​

  • 24 Months out of Credit Event

  • Condos up to 85% CLTV, NY up to 85% CLTV​

  • Mortgage history: No 30-day late payments in last 12 months and 90-day late payments in last 24 months

  • Condotels allowed

  • Temporary rate buydowns available


Ready to get started?

Write to us, we will contact you within 30 minutes.






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