Not all borrowers fit neatly into the boxes required by traditional lenders. Some borrowers are investors, self-employed, entrepreneurs, retired, or simply living off their investments. They are financially responsible people, but they might not have sources of income that are easily quantifiable.
ARIGATO CAPITAL Mortgage’s Asset Utilization loans allow these kinds of borrowers to use their personal assets as a means to qualify for a home mortgage.
Features
FICO 599
Up to 80% CLTV
Cash Out up to 80% LTV
Savings and checking 100%
Securities at 100%
Retirement at 70%
Income calculation – all eligible assets divided by 60
Super Prime & Prime programs
Temporary rate buydowns available
Ready to get started?
Write to us, we will contact you within 30 minutes.
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