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12/24 Months Bank Statements


ARIGATO CAPITAL understands that borrowers should not be denied the opportunity of homeownership because they don’t meet the stringent requirements that traditional lenders require.


Our 12/24 Month Bank Statement loans are perfect Non-QM options for self-employed and high net worth individuals who are unable to document their income with tax returns. To qualify for this loan, we allow the use of 12 and 24 months of Business and Personal bank statements.


Features

  • No Score or FICO 599

  • Up to 90% CLTV

  • Loan amounts up to $2 million

  • Max cash-on-hand $1 million, no limit for CLTV < 55%

  • 30 & 40 Year Fixed

  • 3 months reserves

  • 12 months from bankruptcy or foreclosure

  • Mortgage history 0 x 60 x 12

  • Condos up to 90% CLTV, NY up to 90% CLTV​

  • Combination of business and personal bank statements allowed

  • Condo and condotels allowed

  • Temporary rate buydowns available


Ready to get started?


Write to us, we will contact you within 30 minutes.




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