ARIGATO CAPITAL understands that borrowers should not be denied the opportunity of homeownership because they don’t meet the stringent requirements that traditional lenders require.
Our 12/24 Month Bank Statement loans are perfect Non-QM options for self-employed and high net worth individuals who are unable to document their income with tax returns. To qualify for this loan, we allow the use of 12 and 24 months of Business and Personal bank statements.
Features
No Score or FICO 599
Up to 90% CLTV
Loan amounts up to $2 million
Max cash-on-hand $1 million, no limit for CLTV < 55%
30 & 40 Year Fixed
3 months reserves
12 months from bankruptcy or foreclosure
Mortgage history 0 x 60 x 12
Condos up to 90% CLTV, NY up to 90% CLTV
Combination of business and personal bank statements allowed
Condo and condotels allowed
Temporary rate buydowns available
Ready to get started?
Write to us, we will contact you within 30 minutes.
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