Self-employed individuals have a more difficult time qualifying for a traditional mortgage. At ARIGATO CAPITAL Mortgage, we offer our Non-QM 1-year and 2-year P&L Only loans to help them.
Borrowers can qualify for an ARIGATO CAPITAL loan based on the strength of their business’s Profit & Loss (P&L) statement only. No bank statements are required.
Features
No Score or FICO 599
Up to 85% CLTV on 2Y and up to 80% CLTV on 1Y
Max DTI 55%
Loan amounts up to $2 million
Max cash-on-hand $1 million, no limit CLTV < 55%
P&L by Licensed CPA, Enrolled Tax Agent, or Licensed Tax Preparer
No bank statement required
Super Prime & Prime program
Temporary rate buydowns available
Ready to get started?
Write to us, we will contact you within 30 minutes.
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