NMLS #2432735
Lending Solutions for Business Success
NON QM LOANS
Prime
80% HCLTV -​No Score or FICO 599
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No Score or FICO 599
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80% HCLTV​
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Loan Amount up to $1.5 Million​
Full Doc Non-QM
90% CLTV - No Score or FICO 599
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No Score or FICO 599
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90% CLTV
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Loan amounts up to $2 million
DSCR
FICO 620-Up to 80%- DSCR as low as 0
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FICO 620
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Up to 80% CLTV
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Loan amounts up to $2 million
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12/24 Months Bank Statements
Up to 90% CLTV-No Score or FICO 599
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No Score or FICO 599
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Up to 90% CLTV
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Loan amounts up to $2 million
1Y + 2Y P&L ONLY
Up to 85% CLTV on 2Y
Up to 80% CLTV on 1Y
No Score or FICO 599
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No Score or FICO 599
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Up to 85% CLTV on 2Y and up to 80% CLTV on 1Y
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Max DTI 55%
1099
Up to 85% CLTV for 1099
No Score or FICO 599
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No Score or FICO 599
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Up to 85% CLTV for 1099
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Loan amounts up to $2 million
WVOE
Up to 80% CLTV for WVOE
No Score or FICO 599
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No Score or FICO 599
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Up to 80% LTV for WVOE
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Up to 85% LTV for 1099
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Asset Utilization
Up to 80% CLTV
FICO 660
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FICO 660
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Up to 80% CLTV
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Cash Out up to 75% LTV
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Foreign Nationals
Up to 75% CLTV
No score or FICO 680
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No score or FICO 660
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Up to 75% CLTV
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Loan amounts up to $2 million